Portugal D8 / D7 Visa Eligibility

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Check whether your income and savings clear the threshold for the D8 (digital nomad) or D7 (passive income) visa. 2026 minimum-wage figures, family adjustments, and a side-by-side comparison.

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How this works

1. Base requirement. Both visas use Portugal's national minimum wage (SMN) as the unit. In 2026 the SMN is €920. The D8 sets the income floor at 4× SMN = €3,680 per month. The D7 sets it at 1× SMN = €920.

2. Family adjustments. Same formula for both visas. A spouse adds 50% of the base, each child adds 30%. Example: a D7 family of three (couple plus one child) needs 920 + 460 + 276 = €1,656 per month.

3. Savings floor. Twelve months of the family-adjusted monthly income, held in a Portuguese bank account at the date of your AIMA appointment. So a solo D8 applicant needs about €44,160 in savings, a solo D7 applicant about €11,040.

4. Why D7 is sometimes easier. The income floor is dramatically lower. But the income has to be passive. Pensions, rental income, dividends, royalties, financial investment yield. Salary and freelance income don't qualify. If you have remote-work income, D8 is the path even though the threshold is higher.

5. Two caveats. The D7 savings rule (12 × the minimum wage) is well established; the D8 savings expectation is less standardised - some consulates ask for 12 months of the minimum wage, others for 12 months of the full 4× D8 income. This calculator shows the stricter 12 × D8 figure as a safe ceiling. Also, the SMN rises every January, so a later AIMA appointment is assessed against a higher number than an earlier one - budget a margin. The "+50%" second-adult uplift can also be a dependent ascendant (e.g. a parent), not only a spouse.

Sources

• portugal.gov.pt: €920 minimum wage 2026
• MSP Lawyer: D7/D8 income thresholds 2026
• D8 visa eligibility (Get Golden Visa)
• D7 visa eligibility (Get Golden Visa)
• AIMA - residence-permit authority (official)

Common questions

Does the income need to be net or gross?
Both visas look at net income, the amount that actually reaches your bank account after tax in your country of origin. You'll need to back this up with bank statements and tax returns. The D7 specifically wants stable, regular passive income. One-off windfalls don't count.
Do I really need savings already in a Portuguese bank?
Yes. The savings have to be available at the date of your AIMA appointment, and a Portuguese bank statement is the standard evidence. You can open a Portuguese account before applying by getting a NIF (tax ID) and using a remote bank-opening service.
Can my spouse's income count toward the threshold?
Yes. Joint applicants pool their income. If one spouse earns €4,000/mo and the other €0, they meet the D8 couple threshold (€5,520) only if the combined number clears it. Otherwise the lower-earning spouse usually applies as a family-reunification dependent rather than co-applicant.
What if my income is right at the threshold?
Aim for at least 10% to 20% above the floor. AIMA officers have discretion, and applications that just barely clear the threshold tend to attract requests for extra documentation, or get deferred.
Is the digital nomad short-stay visa the same as D8?
No. Portugal has two digital nomad visas. The temporary-stay version is up to 1 year and non-renewable. The "D8" residence visa (what this calculator estimates) leads to a renewable residence permit and a path to permanent residency or citizenship after 5 years.
I clear the threshold. Am I approved?
Not automatically. The numbers here are the published floors, and meeting them is the start, not the finish. AIMA officers weigh how stable your income is, how clean your documents are, and how comfortably you sit above the minimum. Two files with the same income can land differently. Treat this as a go or no-go on the maths, then talk to an immigration lawyer about the rest.
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1Which visa
D8: for remote workers, freelancers, and salaried employees serving foreign clients. Income must be from work performed remotely. D7: for retirees and people living off pensions, rentals, dividends, or royalties. Income must be passive.
2Family
Each adds 30% of the base income/savings requirement.
3Your money
For D8: remote-work pay. For D7: pensions, rentals, dividends, etc.
AIMA wants to see funds available at the time of your appointment, typically in a Portuguese bank account.
Eligibility check

These are the published minimum floors, not a decision. Clearing them is necessary, not sufficient. The AIMA officer reading your file has the final word.

Monthly income -
Required -
You have -
Savings -
Required (12× monthly) -
You have -
-

D8 vs D7 for the same family

D8, Digital nomad

Active remote-work income
Min monthly-
Min savings-
-

D7, Passive income

Pensions, rentals, dividends
Min monthly-
Min savings-
-
Estimate only. Not legal advice. AIMA applies the thresholds in force at the date of your appointment, which may differ from the numbers shown here if rules change mid-application. The D8 savings expectation in particular is not uniform across consulates - treat it as a planning ceiling, not a guarantee. Beyond income and savings, both visas also require a clean criminal record, valid health insurance, accommodation in Portugal (rental contract or property), and a Portuguese tax number (NIF). Check current requirements with your Portuguese consulate or an immigration lawyer before applying.
Sources portugal.gov.pt: €920 minimum wage 2026·MSP Lawyer: D7/D8 income thresholds 2026·D8 visa eligibility (Get Golden Visa)·D7 visa eligibility (Get Golden Visa)·AIMA (official)
Last updated: May 2026 · Based on 2026 SMN (€920)